Step 4: Choose a Setting

The setting refers to not just the band, but also the mechanism that holds a diamond in place. When selecting yours, remember that the metal matters! Different metals have different qualities that affect their long-term wear and appearance. While men may be interested in the rarity of the setting metal, it's important to keep in mind that women are concerned with the durability and longevity of the ring for good reason--they want something that they don't need to worry about and that's going to last.

Your first decision in choosing a setting is whether she would prefer a white or yellow metal. A white metal setting will best complement a diamond, but you should look at her other jewelry to figure out her preference.  If it is primarily yellow gold, your choice will be between 14K and 18K.  However, today most women prefer white metals. In fact, in a recent survey by Modern Bride / The Conde Nast Bridal Group, 81% of women polled said that they would like a platinum engagement ring.

The two most popular white metal choices for engagement ring settings are platinum and white gold. Keep in mind that platinum is naturally white, so, unlike white gold which is really gold that's plated with rhodium to appear white, platinum will never need to be re-plated to maintain its color. Also, platinum is more durable than white gold, meaning your prongs will not wear down and they will always hold the diamond securely. All metals will scratch with wear, but another advantage of a platinum ring is that scratches on a platinum ring displace, but do not remove, the metal.  It can be moved back into place by a jeweler, and many jewelers will polish rings for free as part of their service plan.

Once you have chosen the metal, you will have to consider the style of the setting.  There are many different setting types, but the most popular are bezel, prong, channel, 3-stone, and solitaire. In prong settings, platinum is the most durable metal and holds the diamond most securely, which is why most of the world's most valuable and famous stones (like the Hope Diamond) are set in platinum.

Because the setting has a great impact on the style of the ring, you will want to choose one that is consistent with her style.  Does she like streamlined modern designs, simple feminine styles, or dramatic pieces?  If you have an idea of what her personal style is, it should be easy to find a setting that suits her.  And if you’re lost when it comes to style, don’t hesitate to ask for advice.